Real estate appraisal services for homeowners in the city of Forked River and Ocean County

Here are the top seven reasons NJ homeowners use Sean Hoerster Appraisal Services, LLC.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in NJ by determining the true market value of property in question

Do you own a home in or near Forked River? Do you need help determining the price of your real estate?
Contact Sean Hoerster Appraisal Services, LLC..

At Sean Hoerster Appraisal Services, LLC., we understand the unique needs of a homeowner seeking appraisal services. Our usual business clients are used to the appraisal process and the usual reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Sean Hoerster Appraisal Services, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping people just like you rid themselves of unneeded PMI insurance.

Challenge a property tax assessment

If you live in an area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Sean Hoerster Appraisal Services, LLC. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be annoying from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Sean Hoerster Appraisal Services, LLC. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Sean Hoerster Appraisal Services, LLC. can help you with that. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.